Cigna Dentist – Newbury Park, CA
How to Take Advantage of Your Cigna Dental Benefits
Living life with a beautiful smile is important; however, pleasing aesthetics will quickly fade if teeth and gums are not healthy. Even if you’re regularly brushing, flossing, and rinsing at home, preventive care from a trusted professional is equally important if you want an all-around smile that makes a good first impression for all the right reasons. At Paraiso Family Dental & Orthodontics, our Cigna dentist in Newbury Park is here to make sure you achieve your goals in every way by providing affordable services and solutions to help you stay within budget while working toward the smile of your dreams. Call us today if you have any questions about your Cigna insurance, as we are here to help.
Cigna Coverage Availability & Fees
When enrolling with Cigna, you agree to pay a monthly premium that opens the door for you to use the available benefits provided by your insurance company. These require that you meet your annual deductible first before they begin to pay more for preventive and restorative treatment.
As a Cigna dentist, Dr. Chaffee works closely with Cigna to develop various fees and terms that make it easier for you to pay less at our office. When you review the different coverage levels that are part of your plan, you’ll see how this is possible, especially since it’s likely to look something like the following:
- 100% preventive coverage for dental checkups, cleanings, X-rays, etc.
- 80% basic restorative coverage for dental fillings and root canal treatment
- 50% major restorative coverage for dental crowns, dentures, and complex tooth extractions
While preventive services are where you will find the greatest savings, your dentist and dental insurance company understand that problems can happen. This is why you can expect them to provide substantial coverage so that you avoid paying high out-of-pocket costs for restorative dental care.
Of course, if you are thinking about pursuing cosmetic dentistry or orthodontia, you’ll need to review your plan first, as most companies do not offer coverage for aesthetic-based dental treatment. When it comes to braces, you’ll need to determine if your existing plan offers benefits or if you’ll need to purchase a supplemental policy to help cover the cost.
Our team at Paraiso Family Dental & Orthodontics is here to make sure you don’t leave with an empty wallet. Instead, we will do everything we can to keep your expenses low without sacrificing the quality of your oral healthcare.
Meet the Team
At Paraiso Family Dental & Orthodontics, our team is here to make the financial requirements associated with dental care easier to navigate and understand. We know how difficult it can be to know the ins and outs of dental insurance in Newbury Park, which is why you can entrust us to not only negotiate on your behalf with the insurance company but also find ways to maximize your benefits so that you get the most savings. We’ll even take care of filing claims and all the necessary paperwork so that you don’t have to. If you have questions about your plan or need help with any financial aspects of your upcoming treatment, don’t hesitate to give us a call!